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Platform

Why banqware?
  • Digital banking platform for selected SME verticals (early adopters)
  • Innovation sandbox
  • Fast time to market, limited cost, limited risk
  • PSD2 ready – Bank can play a role of multibank financial data aggregator
Ecosystem

banqware is a comfortable ecosystem of services with seamless integration allowing to easily use data from one service inside another and enjoy the benefits from their joint use. “One stop shop” marketplace wizard will guide user through in order to find the most relevant service to address their specific business needs.
System allow the creation applications/features that user can add to his dashboard. Every widget has a set of tags which reflects categories:

  • Accounting
  • Foreign Exchange
  • Budgeting
  • Loans
  • Crowdfunding
  • Credits
  • CRM
  • Direct Payments
  • bankqware apps
Getting on board process - simplified
  • Only 8 minutes to get on board
  • Platform provides end-to-end online only onboarding process, including the online KYC and KYB. Onboarding process is driven by step-by-step wizard. Bank can define specific onboarding process and steps.
  • Role based banking is a core concept of the platform. Each user can be assigned with different roles to logical entity called organization.
Technology

Facing the challenge to build scalable, extensible and available 24×7 platform we have decided to use a cloud solution offered by Microsoft – Azure.
banqware platform is a distributed system of micro services leveraging cloud capabilities to its fullest.

With support from Microsoft’s top engineers we have designed and implemented a cloud solution that benefits from innovative Azure services:

  • Azure Web App with Traffic Manager to ensure scalability and high accessibility
  • Data Lake to gather and analyze user activity
  • Azure enables to build light yet powerful Microservices
  • Cortana Machine learning for providing user with insights based on his financial situation
  • Azure Service Bus as a reliable and scalable way of connecting decoupled modules of the platform
azure
Platform supports two business lines
Retail customers

The retail line provides standard online banking functionalities:

  • Current account
  • Deposits
  • Payments and transfers
  • Card
  • Credit and loan
Micro and small/medium businesses

SME line provides set of dedicated functionalities, including:

  • Current account
  • Deposits
  • Payments and transfers
  • Cards
  • Credit and loan
APIs

The banqware API is designed to be a predictable and intuitive interface for interacting with users’ accounts. We offer both a REST API and webhooks.

Platform provides an API:

  • Integration with fintech services
  • Creation of dashboards and widgets
  • Linking data sources with widgets data visualization controls

Discover how you can build smart digital bank and deliver more effective customer experiences using banqware Bank as a Platform. Contact us at contact@banqup.io

Interested in a partnership opportunity?

We pride ourselves on being flexible and easy to work with to meet your business needs. Our team brings deep data and risk expertise to tailor our platform offerings to fit your organization.Whether you’re a fully integrated platform partner, an affiliate partner or somewhere in between, we value every partnership as a long-term relationship and will ensure you have the best support and experience.