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APIHUB

A clean API interface

APIHub is a one-stop-shop that connects a wide range of financial services from different providers, without the hassle and complexity of integrating separate APIs. It gathers the offer of multiple banks, insurance companies or brokerage houses and brings it as an actionable straight to your apps.

With APIHub, it is possible to:

strzalkaread the bank data,

strzalkaanalyze financial sources, initiate transfers,

strzalkaverify account balances,

strzalkaaggregate finance sources into one customer experience

strzalkaanalyze transactons.

With actionable financial data delivered via API companies can analyze the customer’s financial behavior to serve him or her better. End customers of BanqUp clients can receive personalized product recommendations tailored not only to their preferences but also to a financial situation. Also, companies can enrich the offer with financial services, hints on better management and basically any financial offer.

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APIHUB

A developer's tool

Developers are already facing fragmentation at this early stage of PSD2 XS2A implementation in the EU. They already have to manage the complexity of dealing with dozens of variations in:

  • TPP onboarding processes by ASPSPs
  • The ASPSP’s APIs’ granularity
  • HTTP verbs and status codes
  • Error handling
  • The execution workflows
  • The ASPSPs’ implementation of the three authentication models
  • The pagination models (e.g. in list of account transactions)
  • Etc…

APIHUB - A tool for a Third Party Provider (TPP)

With PSD2 and APIs delivered by financial institutions the financial services can be delivered by any company with a Third Party Provider status. That comes with multiple new possibilities for any company willing to offer more flexible payments and better suited services.

What is APIHUB

What is APIHUB

APIHub is an API on top of many different APIs provided by financial institutions. Its main objective is to provide TPPs developers with a single, unified point of implementation, regardless of the specificities of the downstream interfaces. No two interfaces are built the same in the current open banking ecosystem but with APIHUB it doesn’t really matter.

How your company can benefit from APIHUB?

If your company has a TPP status:

  • we offer APIHub as-a-service with pure pay-as-you-go cost model
  • for Client specific requirements, we can provide APIHub on-premise installation.

If your company hasn't a TPP status:

  • offer your customers added value on the basis of account data, also under PSD2 - The APIHub makes it possible to provide your service without your own license based on our TPP-as-a-service model. You can focus on the essentials – providing the best service to your customers. Put your resources where they bring you the most value and leave the regulatory compliance to us.

Benefits

of using APIHUB

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ONE SAFE INTERFACE TO ACCES MULTIPLE BANKS

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EASIER ADDING NEW DATA SOURCES

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POVIDING TPP ACCESS TO PAYMENT SERVICE PROVIDERS AS PART OF ONE INTEGRATION IN THE EU

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MINIMIZE THE TIME TO ENTER THE MARKET SO THAT FROM THE VERY BEGINNING TPP COULD COMPETE ON A LARGER MARKET

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ACCESS TO THE FINTECH ECOSYSTEM TO SPEED UP ESTABLISHING RELATIONSHIPS

CONTACT

Headquarter in Belgium
Proudly developed in Poland

 

E-mail: contact@banqup.com

 

Find us: 

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ABOUT US

BanqUP is an open, API- driven platform integrating open banking services with FinTech.
BanqUP helps TPPs and banks to think bolder, act faster and differentiate in the open-banking reality, leading to greater customer satisfaction, loyalty an increased cross- and up-selling.

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